Types of Title Policies
Your closing costs might include two types of title insurance policies, but do you know how these policies differ?
Owner's Policy
However, as a buyer, you also want to protect your investment -- and the ownership rights that come with it. This is why it's wise to purchase an owner's policy of title insurance, which will protect your rights as the homeowner, generally for as long as you or your heirs have an interest in the property.
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Both title insurance policies not only pay valid claims and legal fees to defend against hidden title issues, but also help to decrease ownership risks by providing a thorough title search prior to the issuance of either policy.
FraudGuard®
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FraudGuard® helps lenders comply with regulations, improve the application review process through greater speed and efficiency, and increase loan quality.
Income & Employment
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Fast, accurate and web-based income verification, including the IRS form 4506-T and The Work Number®, to verify an applicant's income. For a list of integrations
Asset Verification
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We offer AccountCheck® through an alliance with FormFree®. The lender can securely order asset information, collected directly from the financial institution, within minutes
Identity Verification
Critical pre-funding tools that quickly and accurately validate an applicant’s identity including Social Security Number
Asset Verification
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We offer AccountCheck® through an alliance with FormFree®. The lender can securely order asset information, collected directly from the financial institution, within minutes.